The DISH

Unbossed and unbought news and information you can use

Vol. 11 Issue 43…Dedicated to the Dialogue on Race…October 26, 2008

 

 

 

Intuit's Vibe

Indig-nation

By Shubhen Bhandare



Country's flags are sold for a penny,

Mouths to feed are more than many,

Economy is on the upswing,

Common man has next to nothing,

Selling of flesh is the best trade,

Unless you like being in the red,

Clothes cover important points,

Leaving scope for whore joints,

Pimps make hay while the moon shines,

Sun hides his face as morality declines,

Independence was sought for this day,

The country to be ruled this way,

Of the people, no one from the people,

Not for the people,

Not by the people,

Pure anarchy let loose,

Debt narrows the noose,

On the country's neck,

Who is there to check?

Corruption powers on,

Powers carry on,

Nation thrives,

Frustration survives!






Hood Notes

Growing Unequal?



The Paris-based Organization for Economic Cooperation and Development (OECD) recently announced the publication of Growing Unequal?, a report on the widening gap between the rich and poor and poverty in the world's wealthiest nations. According to the report, over the past decade, the gap between rich and poor has grown in a majority of the OECD member countries.

 

Key findings cited by the report include the fact that rich households did significantly better than middle-class and poor households over the period from 1985-2005 covered by the report. Essentially, wages improved for those people who were already well paid. According to Anna Tibaijuka, head of UN-Habitat which recently issued its annual State of the World's cities report that cited similar concerns regarding growing income inequality and social unrest, "The trickle down theory [that wealth starts with the rich] has not delivered." The annual UN-Habitat report cited race as one of the most important factors determining levels of inequality in the US and Canada.


Another key finding of Growing Unequal? is falling employment rates among a growing number of less-educated people. According to the report, "The largest part of the increase in inequality comes from changes in labor markets. Low-skilled workers are having ever-greater problems in finding jobs." The report also cited an increasing number of single-adult and single-family households as a factor in the growing inequality and rising poverty rates in OECD member countries.

 

In urging governments to address the problems of income inequality and poverty, OECD Secretary-General Angel Gurría warned, "Growing inequality is divisive. It polarizes societies, it divides regions within countries, and it carves up the world between rich and poor. Greater income inequality stifles upward mobility between generations, making it harder for talented and hard-working people to get the rewards they deserve. Ignoring increasing inequality is not an option."

 

To reduce poverty, Growing Unequal? advised governments to increase employment with in-work benefits that boosts families' incomes and better education that equips workers with the skills they need in today's labor market.

 

For other Growing Unequal? key findings, including country-specific data, please visit www.oecd.org/els/social/inequality.





 

Tax Appraisals, Over-Priced Land and Foreclosures

By John Burl Smith



Home owners in the Atlanta Metropolitan area are getting shafted on all sides and local governments are the real culprits. During the height of Allen Greenspan's real estate bubble, predatory subprime mortgage lenders preyed on Georgians like vultures, and local politicians licked their bones by aiding the home building boom. Huge McMansions were constructed all over the area in existing neighborhoods. These cheaply built overpriced monstrosities were wedged in between older homes that were half their size. Sticking out like sore thumbs, these oversized and overpriced poor-man's castles jacked up the appraised value, for tax purposes, of all homes in the neighborhood.


The reality check came when the housing bubble burst and job losses due to companies moving overseas mounted. Coupled with exploding exotic variable interest rates, families caught in predatory subprime lending schemes could not make mortgage payments. Foreclosures shot up, while home values plummeted. Many homeowners refinanced their homes to make needed repairs but got stuck with subprime loans, which added to the skyrocketing foreclosure tide washing over the Atlanta area and many other parts of America.

 

Left in the wake of the subprime foreclosure tidal wave are neighborhoods filled with for sale and for rent signs. Now, homeowners in the Atlanta area, DeKalb County in particular, are stuck with higher property appraisals based on the inflated values of new home sales from 2007 and jacked up refinancing appraisals. These problems are playing out on the local level in several ways with devastating consequences in DeKalb County, Georgia. Here are a few instances of how inflated appraisals and foreclosures have produced an excessive tax burden on citizens in the Atlanta Metropolitan area.

 

A study -- Responding to the Foreclosure Crisis: Analysis of Home Sales Prices and Appraised Home Values in High Foreclosure Rate Neighborhoods -- commissioned by Atlanta Neighborhood Development Partnership (ANDP) and released October 10, 2008 concluded, among other things, "Homeowners in South DeKalb County, hard-hit by foreclosures, will be paying millions of dollars in excessive taxes in 2008 because of overvalued homes in their neighborhoods." Singling out three ZIP codes, 30032, 30038 and 30058, to make their case, researchers estimated that homeowners in these locations will pay $17.8 million in excessive taxes if DeKalb County does not reassess property values. Overall, the study estimates 15 counties around Atlanta will pay $71 million in excessive taxes based on 2007 appraisals. This means individual homeowners will pay between $461 and $562 more in 2008.

 

Next, the DeKalb County Commission pulled out of a $6 million land purchase based on inflated property values. Commissioner Lee May was on the way to the bank with a sweet land deal when county residents rose up in alarm at the price being paid for the 92-acre track in Lithonia, Georgia. Claiming the purchase of the undeveloped land owned by Browns Mill 212 Property will preserve "green space," May said the $66,000 per acre ($7.2M total) was a good deal. Outside appraisers priced the land at $40,000 to $51,000 an acre, which was still overvalued in this environment. The land is part of a 658-acre $500 million mixed-used "town center" of condos, single-family houses, senior homes and retail shopping. Some in DeKalb are still pushing the "build baby build" policy of outgoing CEO Vernon Jones, whose administration spurred the inflated home value problem now plaguing homeowners.

 

Lastly, owners of a single family dwelling in DeKalb County, my wife and I appealed our 2008 tax assessment on the ground that it was excessive and did not reflect market conditions. Our home is located in an area filled with foreclosures, for sale and for rent signs. We have maintained our modest dwelling, built in the 1950s, by remodeling it over the years. Our appraisal was based not on homes in our neighborhood but on what the appraiser said were comparable homes in other neighborhoods. Using this practice, the appraised value of our home was raised and the land's value was nearly doubled from $14,400 to $27,500. This means our quarter acre lot will cost more than the land the county refused to purchase for "green space."

 

There are two major problems with our appraisal and assessment. Any prospective buyer of our property will look at the homes and the neighborhood surrounding our property. They will not drive to the other neighborhoods to compare homes on which the appraiser used to base his valuation. Buyers judge property based on its surroundings, home in that neighborhood where the property is located.

 

Moreover, examining property sales from 2003 to 2007, it appears that the county's appraised value of land on homes sold for personal use following foreclosures and bankruptcies increased from $16,000 to $30,600. The last appraisal of our 1/4 acre was $14, 400, which is about standard for our neighborhood. Consequently, now an acre of land in this portion of DeKalb County would cost between $110,000 and $122,400 an acre. More than exorbitant, any intelligent buyer will look at our quarter lot and do as the county commission did, refuse to pay such a inflated price for the house and land. Rather than losing their homes to subprime mortgages, elderly, retired homeowners living on Social Security and other fixed incomes may be victimized by over-taxation.


Homeowners in the Metropolitan Atlanta area are being robbed to cover tax revenue shortfalls. Even though the DeKalb Equalization Board admitted it knew that basing assessments on 2007 appraisals would mean homeowners will pay excessive and unfair tax assessments, the board denied our appeal. This is not only unfair, it is unjust taxation, leaving homeowners with an even more expensive remedy of going to court. With that being the case, I propose DeKalb homeowners join forces and file a class action lawsuit to halt the collection of taxes on these excessive property appraisals. According to our assessment and the ANDP study this could be as much as $562 more than what we should be paying. Homeowners interested in fighting these exorbitant tax assessments need to join forces and organize a campaign to reduce property taxes. Contact: The DISH at 404-244-6023 or email thedish@ga.net.






Venue for an Artist

Communication Professors Speak Out

Campaign Stoking the Fires of Racism



We wish to express our great concern over unethical communication behavior that threatens to dominate the closing days of the 2008 Presidential campaign.


Both major campaigns have been criticized by fact-checking organizations for prevarications. We call on both campaigns to halt blatant misrepresentations of their opponent's positions.


It would be misleading, however, to imply that since "both sides do it" there is no qualitative difference worth noting. In recent weeks, the Republican ticket of John McCain and Sarah Palin has engaged in such incendiary mendacity that we must speak out. The purposeful dissemination of messages that a communicator knows to be false and inflammatory is unethical. It is that simple.

 

Making decisions in a democracy requires an informed electorate. The health of our democracy and our ability to make a good decision about who should lead our nation require the very best in communication practices, not the worst.


Media investigations have debunked the notion that Senator Obama "worked closely" or "palled around" with "terrorist" Bill Ayers. Governor Palin cited a New York Times article that actually contradicts her claim by noting "the two men do not appear to have been close." Nonetheless, the McCain/Palin ticket continues to repeat the canard, most recently with so-called "robocalls" in battleground states.

 

The McCain/Palin ticket now describes the Obama/Biden tax plan with such terms as "socialist" and "welfare." Such descriptions are false. Even if they were not, they would apply equally to the McCain/Palin tax proposals.

 

The repeated use of "Joe the Plumber" as a symbol by the McCain/Palin ticket is more deceptive than truthful. Despite the fact that media reports have revealed that the person is not a licensed plumber, owes back taxes, and his current personal income tax would decrease under the Obama tax plan, the McCain/Palin ticket continues to take Obama's words to Joe out of context to repeat the false claim that Obama would raise taxes on the middle class and thus hurt the American Dream.


Such discourse is inflammatory as well as deceptive. Behind in the polls, the McCain/Palin campaign and its surrogates now appear intent on marking Obama as "other" to elicit racist fears. Senator McCain¹s odd question "Who is Barack Obama?" is answered by Governor Palin¹s assertion that Obama "is not a man who sees America as you and I do," along with her comment "We believe that the best of America is in these small towns that we get to visit, and in these wonderful little pockets of what I call the real America, being here with all of you hard working very patriotic ... pro-America areas of this great nation."


We see an effort to color code the election as between an urban, African-American Obama falsely linked to terms like "terrorist," "unpatriotic," and "welfare" versus small town, white, "patriotic" Americans like the mythical Joe the Plumber. "Intended" or not, the message is getting through, as reports have emerged of ugly scenes at some Republican rallies and racists hanging Obama in effigy in Oregon and Ohio. In an echo of McCarthyism, Representative Michelle Bachmann has called for investigations into un-American members of Congress, pointing to Senator Obama as the prime suspect. Speaking to warm up the crowd before a McCain rally, Representative Robin Hayes continued the theme: "Folks, there¹s a real America, and liberals hate real Americans that work, and accomplish, and achieve, and believe in God." The official website of the Sacramento County Republican Party compared Democratic presidential nominee Barack Obama to terrorist leader Osama bin Laden and urged people to "Waterboard Barack Obama." The October newsletter of the Chaffey Community Republican Women in California depicts Obama on a food stamp surrounded by a watermelon, ribs, and a bucket of fried chicken. The McCain/Palin campaign has not repudiated such actions taken on its behalf, nor has it done enough to respond to reprehensible behavior at rallies.


The McCain/Palin campaign and its surrogates, of course, will deny explicit racism. But their purposeful repetition of inflammatory false statements is unethical and stokes the fires of racism.

 

The code of ethical conduct for the National Communication Association reads in part "We advocate truthfulness, accuracy, honesty, and reason as essential to the integrity of communication." We believe the integrity of political communication in our nation is being seriously threatened and we call on the McCain/Palin campaign to put a stop to such efforts immediately.



About Me: This statement was crafted and signed by more than one hundred American communication professors calling on the McCain/Palin campaign, primarily, to stop its negative campaigning. For a list of the professors and more about this statement, see http://politicalcommunication.info/ .






Bit of History

ACORN (1970-2008)



In 1970, Wade Rathke, an organizer for the National Welfare Rights Organization (NWRO), was sent to Little Rock, Arkansas to aid welfare recipients in attaining basic necessities. Along with Gary Delgado and George A. Wiley, Rathke created the Arkansas Community Organizations for Reform Now, the beginnings of ACORN, the Association of Community Organizations for Reform Now. The organization's goal was to unite welfare recipients with needy working people around issues such as free school lunches, unemployment, Vietnam veterans' rights, and emergency room care.


By 1975, the organization had branched out across the state of Arkansas and beyond to Texas and South Dakota. Its advocacy expanded as well to include organizing farmers to take on environmental concerns, such as sulfur emissions.


On December 13, 1975, sixty leaders from the three ACORN states elected the first associate Executive Board and the first ACORN president, Steve McDonald, to deal with matters beyond the scope of the individual city and state boards. Each year thereafter three or more states joined ACORN, building to a total of 20 states by 1980.


This expansion led to multi-state campaigns beginning with a mass meeting of 1,000 members in Memphis in 1978. At the end of the conference, ACORN convention delegates marched on the Democratic Party conference with the outline of a nine-point "People's Platform," which became the foundation of ACORN's platform when it was ratified in 1979.

 

ACORN was active in the 1980 election with its "People's Platform" serving as its standard. The organization led demonstrations aimed at both major party candidates. During the Reagan era, ACORN launched squatting campaigns in an attempt to obtain affordable housing. In June 1982, it sponsored "Reagan Ranches" in over 35 cities to protest the Reagan administration's emphasis on military as opposed to social spending. The tent cities' protesters successfully resisted eviction, marched on the White House and testified before a Congressional committee about "the housing crisis in America." The last Reagan Ranch was held at the Republican Convention in Dallas in 1984.

 

In addition to protesting, ACORN developed and strengthened its political action committees, encouraged its members to run for office and developed the Affiliated Media Foundation Movement (AM/FM), which established radio stations, UHF television and cable television programming. It also sought and received appointments to the Resolution Trust Corporation (RTC), which was formed to dissolve the assets of failed Savings and Loans resulting from the Savings and Loan crisis.

 

From 1988-1998, ACORN focused on affordable housing, demanding banks provide loan data on low- and moderate-income communities and their compliance with the 1977 Community Reinvestment Act (CRA). In 1991, it fought against efforts to weaken the CRA, established the ACORN Housing Corporation to service people moving into homes under the housing campaign, and rehabilitated hundreds of houses addressed by CRA.


ACORN has fought against predatory lending and bank and insurance company redlining practices and advocated for health care, public safety, representation, work and workers' rights and communications. ACORN has worked to achieve living wages, assisted in Hurricane Katrina relief efforts and pushed for better education based on the ACORN model for schools, which emphasizes small classes, parent involvement, qualified teachers and "community oriented curricula".


ACORN lobbied for the "Motor Voter" Act, which President Clinton signed into law. Since 2004, ACORN has conducted large-scale voter registration drives. During 2007 and 2008, it registered over 1.3 million new voters in 21 states.


ACORN's registration efforts have been investigated in various cities and states, in some cases as a result of the ACORN-flagged registration forms. While ACORN is non-partisan, it most often sides with Democrats. In the current election cycle, it has come under heavy criticism from Republicans, accusing the organization of engaging in voter registration fraud. (Sources: http://en.wikipedia.org and www.acorn.org)






 



DISHing It Up Hot!

On Updating the Chasm!

By Dot



For more than two decades, I have studied and written extensively about the chasm of inequality, the gap that exists in the socioeconomic welfare of white and black Americans. Prior to my research on the economic welfare loss due to recessions and employment, this gap was empirically inexplicable. Welfare economists, those social scientists concerned about the human condition, lacked an explanation for this residual after accounting for all the measurable variables, such as education, that determine socioeconomic welfare. As a student of economics, I simply called this gap, chasm or inexplicable residual institutionalized racism.


Nowadays, I realize the chasm is the 3/5 Compromise mandated in Article 1 Section 2 of the US Constitution. Of course, lots of Americans, constitutional scholars included, will vociferously deny this statement, claiming instead that this section of the Constitution was repealed with subsequent amendments; after all, the USA ended its reliance on human bondage to create the wealth of the nation. However, while it is true that slavery, holding individuals hostage and demanding they work for free ended, subsequent constitutional amendments did not dismantle the institutions guaranteeing a relative white advantage.


Today, there exists a plethora of inequality data to support this statement. There are all kinds of research studies that show disparities between black and white Americans. More important from a constitutional standpoint, there exist the large-small state unequal congressional representation, i.e., the US Senate, and the Electoral College, which directly resulted from the 3/5 Compromise. Together, these things demonstrate the 3/5 Compromise is alive and well and thriving in America. There is still white privilege; there is no doubt about it.

 

On updating this persistent chasm, I turned to the latest Economic Situation Report, which was released by the Bureau of Labor Statistics on Friday, October 3, 2008. The overall unemployment rate for September remained unchanged from August at 6.1%, even though there were some 159,000 fewer people working. As has been traditionally the case, the white unemployment rate was lower than the national average, a mere 5.4%, while the black unemployment rate was 11.4%, maintaining that historic ratio of more than twice the white unemployment rate.

 

Because the vast majority of Americans rely on employment for their income, changes in the unemployment rate are vital indications of economic welfare. Historically, black Americans are the last hired and the first fired, regardless of the overall state of the economy.

 

Moreover, their unemployment rate over the booms and busts of the business cycle is more than double the rate of whites. As a result, the black median family income, relative to whites, has historically fluctuated along the narrow interval of .5 to .65 -- the 3/5 Compromise. Whenever, the black median family income rises above that relative value, as blacks close the economic welfare gap, as they began to in the late 1990s, there is invariably unrest among the white electorate, clamoring for change, a new leader that will uphold "traditional family values," "preserve law and order," "end welfare as we know it," "appoint judges that strictly construct the Constitution," and other racist codes that imply maintaining white supremacy by doing less for black people or keeping blacks in "their place."


We can debate endlessly about it, but there is no denying the historical record. And, as the most recent Economic Situation Report shows, the inequality pattern that began with legalized slavery continues unabated.







Disgruntled feels: Deceptive! When talking about the high unemployment rate at the height of the Great Depression, 25% is often cited. According to the US Census Bureau, the total US population in 1930 was 122,775,046. In 1940, it was 131,669,275. Using the 1940 population data and the 25% unemployment rate, the maximum number of individuals that was jobless was 32,917,319. Of course, this unrealistically assumes everyone, including infants, was in the labor force. But, this is merely to illustrate a point. Today, there are more than 300 million people in the US. With a significantly lower unemployment rate of say 11% roughly the same number of people would be jobless. The point here is, the country does not have to match the 25% unemployment rate of the Great Depression to experience a similar degree of economic misery. So, when talking heads talk off their heads in comparing this downturn with the Great Depression, just remember percentages can be deceptive!



Disgruntled says: Hypocrisy knows no bounds when clowns seek elective office. Ironically, it must be said that hypocrites and liars have enjoyed tremendous political success in the US. A classic example is George W. Bush, who is serving a second term as president. By now everyone must know he speaks with forked-tongue! A cunning devil, he talked the country into two wars against countries that posed no military threat and massive tax cuts for the rich based on projected budget surpluses. The guy seeking to replace him as head of the GOP ticket evolved from straight-shooter to a Bush backside kisser to gain his party's nomination. In the process, Senator John McCain lost all credibility. His maverick appeal lost its luster, even with some die-hard Republican conservatives that cannot bring themselves to vote for his opponent, Senator Barack Obama. Desperate to win, Senator McCain lambasted his opponent as an advocate of "socialism" for proposing to redistribute wealth through income tax and spend policies. Using Joe, the fictitious plumber as his hammer, McCain pretends to be an advocate of the middle class. He hypocritically ignores the fact that US tax policy has always been re-distributive; it has simply tended to enrich the rich, more so than aid the poor or middle class.



Disgruntled wants to know: With mere days away from another national presidential election, this question invariably arises. Should the nation abolish the Electoral College?







Mailbox: E-Mails, Faxes and Telephone Calls



Email www.firstcoastnews.com Atlanta (AP) -- The Georgia Secretary of State's office has begun an investigation into who threw more than 75,000 Fulton County voter registration cards into a trash bin. The cards contained a voter's full name, address and Social Security number. The office says a random sampling showed many of the cards were for active voters. In a statement, Secretary of State Karen Handel said the finding "represents a significant and serious breach of the personal information of Fulton County voters and an outrageous violation of the trust and integrity of Fulton County's elections." Handel has called in the Georgia Bureau of Investigation and the county solicitor general's office to investigate and says she will audit the county elections office.

 

Email www.ap.com ...Mortgage Firm Stealth Campaign...By Pete Yost...Freddie Mac secretly paid a Republican consulting firm $2 million to kill legislation that would have regulated and trimmed the mortgage finance giant and its sister company, Fannie Mae, three years before the government took control to prevent their collapse. In the cross hairs of the campaign carried out by DCI of Washington were Republican senators and a regulatory overhaul bill sponsored by Sen. Chuck Hagel, R-Neb. DCI's chief executive is Doug Goodyear, whom John McCain's campaign later hired to manage the GOP convention in September.


Email www.washingtonpost.com...1 in 4 Working Families Now Low-Wage, Report Finds...By Michael A. Fletcher...The ranks of low-wage working families increased by 350,000 between 2002 and 2006, raising their numbers to nearly 9.6 million, or more than one in four of the nation's working families with children. The report by the Working Poor Families Project, an advocacy group that analyzed census data, defined low-wage families as those earning less than double the poverty rate. For a family of four, that would have been an annual income of $41,228 or less in 2006. The report's author, Brandon G. Roberts, attributed the increase to the growth in low-paying jobs, from health-care aides to cashiers, that form an increasing share of the nation's service-based economy. Many of those families struggle to pay for basics, such as health care, food and housing, a battle that Roberts said has grown more acute in the past two years as the economy has stagnated. The report adds to the growing body of data illustrating that the dynamics of the modern economy have been unkind to many working Americans.